Are you thinking of investing in Ripple XRP and want to know what will be its price in the future or you already have XRP and want to know its price predictions? And if you are wondering whether to invest in XRP these days or not then you are in the right place. There are many realistic price predictions that are indicating that XRP will reach $10 at the end of 2021 but how will it be possible, lets find out.

We will tell you about the factors that will help XRP to reach $10 by the end of this year. How the lawsuit is contributing in the price surge of XRP, What makes xrp unique and why is it under valued.


Anyone who is into crypto knows about this crypto trial that’s been called the crypto currency trial of the century. On 22 December 2020, the Securities and Exchange Commission announced a lawsuit against Ripple over its XRP cryptocurrency, alleging that the company held a $1.3 billion unregistered securities offering. The suit contends that Ripple should fall under SEC regulations because it is a security, not a currency.

The suit also alleges that Ripple was aware that it wasn’t likely XRP would qualify for status as a currency under the Exchange Act because it lacked the backing of a central government.

In response to the SEC lawsuit, Ripple said that the U.S. regulator is incorrect — Ripple’s XRP cryptocurrency is not a security. The company said XRP is a virtual coin used as a medium of exchange for international and domestic transactions. Ripple further added that XRP is an asset that is perfect for payment processing because it’s quick and scalable.

Soon after the lawsuit, many crypto exchanges announced to delist XRP and it lost as much as a third in value. The token fell to its lowest since November 20, effectively wiping out all of the previous month's 177% gain.

But as the case proceeded it painted a positive image for Ripple and its crypto currency XRP. It made XRP viable for relisting and the lawsuit that was to cause loss to Ripple became the reason for its higher values.

Ripple is also planning to go public once the lawsuit is over. The chief of the Japanese financial giant, SBI Group CEO Yoshitaka Kitao revealed that Ripple CEO Brad Garlinghouse and its Executive Chair and Co-Founder Chris Larsen are also looking into a public offering.

With the advancements in the Ripple SEC Lawsuit, the value of XRP is getting higher. The upcoming IPO will also be the catalyst in the price surge of XRP. The experts believe that it will easily reach $10 once the lawsuit is over.


XRP – which is the actual cryptocurrency – is a token that is used on the Ripple network to facilitate transfers of money between different currencies. Existing settlement systems generally use US dollars as a common currency for converting between other currencies. And it takes three days for banks to transfer money. But by first converting the value of the transfer into XRP, rather than USD, exchange fees are eliminated and processing of payments is reduced to seconds.

When sending XRP from one wallet to another, it only takes a few seconds for the transaction to be confirmed. XRP can process 1500 transactions per second with an average ledger settlement (approval time) of 3-5 seconds. This is in comparison to Ether, which takes an average of 13 seconds, and Bitcoin, which can take around 10 minutes.

XRP can not be mined. Mining is part of the way cryptocurrencies that use proof of work secure their blockchains. XRP uses a distributed agreement protocol to secure the blockchain rather than proof of work, so mining is not required.

XRP is specifically about the transfer of value and built for enterprises, making it one of the few digital assets with a real, clear use case behind it. XRP enables faster, cheaper, and more reliable cross-border payments and it’s part of an overall network solution for faster cross-border payments.

This makes XRP a unique crypto currency and favorite of many institutions. It also makes XRP a better alternative to Bitcoin and Ethereum. XRP act as a bridging currency and this can make it the Global Currency of the future. The adoption of XRP is increasing and by the end of 2021 XRP will reach $10.


The world is moving towards a greener climatic approach. When it comes to the digital currency, Bitcoin, the top crypto currency is harmful to the environment. Brad Garlinghouse has said that “Bitcoin as a payment mechanism is among the least efficient payment mechanisms that mankind has ever created because as the price of Bitcoin goes up, the energy consumption and the carbon footprint continue to scale aggressively. I think we can’t lose sight as one Bitcoin transaction is equivalent to about 75 gallons of gasoline being burned.”

So, as Ripple XRP does not need to be mined, so it is essentially an environment friendly coin. It consumes the least energy of 0.0079 of a Kilowatt hour (KWh) per transaction which is very less than the top two currencies, Bitcoin and Ethereum. It is a better alternative to bitcoin and Ethereum.

Ripple has partnered last year with Energy Web (EW) and the Rocky Mountain Institute (RMI) in order to make Ripple sustainable and to decarbonize public blockchains. Ripple is joining over 20 supporters across different industries and blockchains, including the United Nations, CoinShares, Compass Mining, the XRP Ledger Foundation, and ConsenSys to ensure that the crypto industry comes together to develop solutions that enhance sustainability, scalability and create value for all.

After the recent tweet of Tesla Billionaire Elon Musk about the harmful aspects of Bitcoin, the value of crypto currency is getting low. The Tesla CEO has said that ‘Tesla will not be selling any bitcoin and we intend to use it for transactions as soon as mining transactions to more sustainable energy. We are also looking at other crypto currencies that use less than 1% of Bitcoin’s energy/transaction.’ We all know, the only currency capable of this is Ripple XRP. If Tesla will use XRP for transactions then the value of XRP will reach to that of Bitcoin.


Ripple has real world applications. It isn't just a cryptocurrency; it's a transaction protocol that streamlines cash transfers between banks. Many banks are using Ripple XRP as a safe and secure way of transferring money. According to Ripple CTO Stefan Thomas, XRP is quicker and cheaper at fractions of a penny and about three seconds faster per transaction compared to other digital assets. 2 XRP offers other advantages as well: using XRP, banks can source liquidity on demand in real-time without having to pre-fund nostro accounts.

Using Ripple’s xRapid software that is a product of Ripple and XRP, and following guidelines set by the software firm, banks can send payments across borders without having to store money in accounts in foreign countries. 

Ripple has announced a massive XRP plan which puts Ripple’s XRP crypto token at the heart of all Central Bank Digital Currencies. XRP will also replace SWIFT - Society for Worldwide Interbank Financial Telecommunication because of the unique features it offers. If that is the case then soon at the end of this year XRP will be $10 through its world wide adoption.


XRP is a unique currency that has the capabilities to replace even the Bitcoin but contrary to this, XRP id highly undervalued. It is an environment friendly coin, it is not decentralized, it offers low transaction fee and time, it acts as a bridging currency and cross border payment currency, banks love XRP. World Bank and World Economic Forum also love to use XRP but still it's undervalued.

The SEC Lawsuit and the adoption of XRP is helping it to be recognized by the world. With the high probability that XRP wins the SEC lawsuit or it is settled, XRP will become recognized as a world currency and it will be added back to all of the big trading apps such as Coinbase and Robinhood.

Many experts also believe that by the end of 2021 XRP will be $10. The adoption of XRP is increasing despite the lawsuit and once the lawsuit will be over and Ripple will be victorious, XRP will reach the new all time high values.


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